Tag Archives: internet

Cashless in India

img_9371The Demonetization has taken everyone even the ones who announced it by surprise, and suddenly there is deafening noise about digital economy. Digitization has been a known challenge in Indian economy mainly due to 2 two reasons :

  1. Not all are educated enough
  2. Not all have internet connectivity

However keeping aside these teething issues, I would like to look into the areas where I certainly would like to have digital involvement rather than physical money.

Toll Plaza

Demonetization or not this is one place which should have had cashless transactions long back. The people using Toll plaza are either rich or part of organized transports like Trucks and buses. A cashless usage of Toll plaza can reduce the average transaction time significantly where the toll attendant has to tender the change back, enabling less stagnancy and faster movement of vehicles. (Paytm has recently announced it’s partnering with NHAI for the same)

Public Transport

Public transport like Train, Metro, Bus, Taxi and Autos. This again is one more place where cashless transactions can help a lot both to the passenger and the providers.  Developed cities use single prepaid cards that could be used across multiple public transports.

Utility Bills 

Utility bills like Telephone, electricity , Gas, etc., are one more candidate for online payments and indeed many of them have already started online payments. No one stands in lines to pay these bills in cash now a days. But these services require you to have a debit/credit card which can be one issue.

Small Vendors

Small vendors like Milkman, newspaper vendors, Tea shops , kinara shops still depend a lot on cash transactions and this is where the rubber meets the road and real change is required to enable them with cashless POS (Point of Sale) devices. The recent demonetization has shown how these small vendors too have adopted cashless transactions had proved that all we need is a will to change the means will follow.

It wont be long before India adopts the digital revolution. This also signals a huge potential for startups and biggys to come up with innovative ideas and ride this wave of digital economy.

Digital India campaign launched by the Government of India to ensure that Government services are made available to citizens electronically by improving online infrastructure and by increasing Internet connectivity or by making the country digitally empowered in the field of technology.



I believe in “la vida no vale nada” and wish we had an “Internet of Nothing” or “Internet Nirvana”, However the most popular thing now a days in the internet world is Internet of Everything or Can I say “Internet Anti-Nirvana”.


While IoT seems like the genie that could solve all the problems, it is of great concern that individual privacy is at stake with IoT. Undeniably IoT is gaining on popularity and  various researches suggest that there would be roughly 25 billion connected devices by end of 2016 and this figure would double by 2020.

“The internet of things (IoT) is the network of physical objects—devices, vehicles, buildings and other items- embedded with electronics, software, sensors and network connectivity that enables these objects to collect and exchange data…” – wikipedia. IoT has a wide range of usage in Home and Organisations.

Several companies are eagerly innovating new applications and solutions for IoT infrastructure. The connected world is the new buzz word with Organisations striving to provide the seamless experience to their consumers by identifying them and scanning through their social profile to provide customised offers based on their likes and dislikes. But before IoT can become a practical reality there are issues that needs to be addressed to ensure success.

The challenges in Internet of Things include Compute, Addressing, Encryption & Security. Extreme high volume of new data that comes with growing number of devices in IoT will require resources and powerful computing. IPv6 could handle the growing need of addressing and identifying every individual devices. Connecting, authenticating and securing IoT communications is one another important need that needs to be addressed.



Google ChromeCast

ImageThe Chrome cast might already be out of stock in Amazon. For lots of people who still are wondering what Chrome cast actually is the following should clarify a little.

Google Inc., the search giant unveiled a $35 device to wirelessly connect TVs to mobile devices so that people can view and listen to Web content on their biggest screens.  Google’s new two-inch TV device, called Chrome Cast, looks like a thumb drive, plugs into the HDMI port of a TV and can be controlled by a person’s mobile device or laptop using a wireless Internet connection.

At a first look this seems something more interesting, affordable (Compared to Google Glass) and would consider this to be one of the must haves for any tech savvy person who wants to have all the gadgets , However its a long way before the chrome cast actually becomes useful.

There are two main challenges that one might face while deciding to use this device which are Content and connectivity.

High speed connectivity is still a luxury in major part of the world and the last thing one wants to experience is a break free continuous streaming of video which still is an issue with slow internet connection. While wanting to view stuff in a bigger screen is good but it also matters that the content is viewed continuously without breaks.

The next most important thing is availability of content in the internet that is to be viewed in big screens. A lot of media services are still evolving  and availability of useful and affordable content is still a long way.

One thing that is in the favor of Google Chrome cast is certainly its price ($35) while Apple TV and others were way more costly when compared.